This material was created by Thielen & Associates, Inc. and does not represent the views and opinions of Cetera Wealth Services, LLC or its subsidiaries. Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers, LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. 591 WEST HAMILTON AVE SUITE 201, CAMPBELL, CA 95008.
The information provided here is not investment, tax or financial advice. You should consult with a licensed professional for advice concerning your specific situation. Diversification and asset allocation does not ensure a profit or protect against a loss. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. The return and principal value of stocks fluctuate with changes in market conditions. Shares when sold may be worth more or less than their original cost. Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 ½, may be subject to an additional 10% IRS tax penalty. Rebalancing may be a taxable event. Before you take any specific action be sure to consult with your tax professional.